Green Light
Proceed through a Green Light without hesitation, would get any card identified with a green light without giving it a second thought. All these are elite Credit Cards

Yellow Light
Proceed through a Yellow Light with hesitation but still run a yellow 9/10 times, would get any card identified with a yellow light but think twice or take a step back before applying

Red Light
Proceed through a Red Light with a good reason (wife’s about to give birth) would only get a card identified with a red light for a GOOD reason (going on a cruise or need to build your credit)

CARNIVAL WORLD MASTERCARD

Pros:

-Earn 20,000 FunPoints after your first purchase on your card (redeemable for a $200 statement credit towards your next cruise)
-0% intro APR for 6 months on Carnival cruise bookings
-0% intro APR on balance transfers for 15 months
-No Foreign Transaction Fees
-No annual fee

Cons:

-Earn 2 FunPoints for every $1 spent on any purchase with Carnival Cruise Line and with the brands of the World’s Leading Cruise Lines
-Earn 1 FunPoint for every $1 spent on everything else
-If you make a balance transfer, interest will be charged on your purchases unless you pay your entire balance (including the balance transfer) off
-Balance transfers must be posted within 45 days of opening the account
-FunPoints exclusive to redemption on Carnival Cruise products

NORWEGIAN CRUISE LINE MASTERCARD

Pros:

-Earn 20,000 bonus points after spending $1,000 in purchases with your card within 90 days of opening
-Earn 3 points for every $1 spent on Norwegian cruises or onboard purchases
-No annual fee
-No Foreign Transaction Fees

Cons:

-Earn 1 point for every $1 spent on everything else
-Points exclusive to onboard credits or cruises with Norwegian (10,000 points = $100 credit)
-No travel insurance, purchase protection or any of those other great benefits

ROYAL CARIBBEAN VISA

Pros:

-Earn 10,000 MyCruise points after making a transaction with your card within 90 days of opening
-No annual fee
-No Foreign Transaction Fees
-$50 Discount on Royal Caribbean’s Air2Sea program after making $3,500 in purchases on your card within 90 days of opening

Cons:

-Earn 2 MyCruise points for every $1 spent with Royal Caribbean, Celebrity Cruises, and Azamara
-Earn 1 MyCruise point for every $1 spent on everything else
-Points exclusive to onboard credits for Royal Caribbean, Celebrity Cruises, and Azamara (10,000 points = $100 credit)
-No travel insurance, purchase protection or any of those other great benefits

PRINCESS CRUISES REWARDS VISA

Pros:

-Earn 10,000 bonus points after your first purchase on your card (redeemable for a $100 statement credit towards your next cruise purchase)
-0% intro APR on balance transfers for 15 months
-No annual fee
-No Foreign Transaction Fees
-Keep the points if you cancel the card

Cons:

-Earn 2 bonus points for every $1 spent on all Princess purchases, including onboard purchases
-Earn 1 bonus point for every $1 spent on everything else
-If you make a balance transfer, interest will be charged on your purchases unless you pay your entire balance (including the balance transfer) off
-Balance transfers must be posted within 45 days of opening the account
-Bonus points exclusive to redemption on Princess Cruise products
-3% balance transfer fee

CELEBRITY CRUISE VISA

Pros:

-Earn 10,000 MyCruise points after making a transaction with your card within 90 days of opening
-No annual fee
-No Foreign Transaction Fees

Cons:

-Earn 2 MyCruise points for every $1 spent with Royal Caribbean, Celebrity Cruises, and Azamara
-Earn 1 MyCruise point for every $1 spent on everything else
-Points exclusive to onboard credits for Royal Caribbean, Celebrity Cruises, and Azamara (10,000 points = $100 credit)
-No travel insurance, purchase protection or any of those other great benefits

HOLLAND AMERICA LINE VISA

Pros:

-Earn 5,000 bonus points after making a purchase on your card
-0% intro APR on balance transfers for 15 months
-No annual fee
-No Foreign Transaction Fees

Cons:

-Earn 2 points for every $1 spent on all Holland America purchases, including onboard purchases
-Earn 1 point per $1 spent on everything else
-If you make a balance transfer, interest will be charged on your purchases unless you pay your entire balance (including the balance transfer) off
-Balance transfers must be posted within 45 days of opening the account
-3% balance transfer fee