Green Light
Proceed through a Green Light without hesitation, would get any card identified with a green light without giving it a second thought. All these are elite Credit Cards

Yellow Light
Proceed through a Yellow Light with hesitation but still run a yellow 9/10 times, would get any card identified with a yellow light but think twice or take a step back before applying

Red Light
Proceed through a Red Light with a good reason (wife’s about to give birth) would only get a card identified with a red light for a GOOD reason (going on a cruise or need to build your credit)

WELLS FARGO PROPEL AMERICAN EXPRESS

Pros:

-Earn 20,000 bonus points when you spend $1,000 in purchases on your car within 3 months of opening
-No annual fee
-No foreign transaction fees
-Earn 3 points for every $1 spent on travel, gas, dining, and eligible streaming services
-0% intro APR on purchases and balance transfers for 12 months
-Car rental loss and damage insurance, Roadside dispatch, Travel and emergency assistance services, lost luggage reimbursement, Cell Phone Protection, Retail Protection, and Extended Warranty

Cons:

-Earn 1 point for every $1 spent on everything else
-If you cancel your card you loose your propel points
-Cannot apply if you’ve opened a Wells Fargo credit card in the past 6 months
-May not be eligible for the intro APR or bonus rewards if you’ve opened a Wells Fargo Credit Card within the last 15 months

WELLS FARGO CASH WISE VISA

Pros:

-Earn $150 in cash rewards bonus when you spend $500 in purchases on your card within 3 months of opening
-No annual fee
-0% intro APR on purchases and balance transfers for 15 months
-Cell Phone Protection and Auto Rental Collision Damage Waiver

Cons:

-Earn 1.5% cash back for every $1 spent on your card
-If you cancel your card you loose your cash back
-Cannot apply if you’ve opened a Wells Fargo credit card in the past 6 months
-May not be eligible for the intro APR or bonus rewards if you’ve opened a Wells Fargo Credit Card within the last 15 months
-3% foreign transaction fee

WELLS FARGO SIGNATURE VISA

Pros:

-Earn 5 rewards points for every $1 spent on gas, grocery, and drugstore purchases for up to $12,500 spent on your card in the first 6 months
-No annual fee
-0% intro APR on purchases and balance transfers for 15 months
-50% more value when you redeem your points for airfare
-Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Accident Insurance, Travel and Emergency Assistance Services, Trip Cancellation Protection and Lost Luggage Reimbursement

Cons:

-Earn 1 point for every $1 spent on everything else
-You have 5 years to use the points you earn
-Cannot apply if you’ve opened a Wells Fargo credit card in the past 6 months
-No intro bonus
-May not be eligible for the intro APR or bonus rewards if you’ve opened a Wells Fargo Credit Card within the last 15 months
-3% foreign transaction fee

WELLS FARGO REWARDS CARD

Pros:

-Earn 5 rewards points for every $1 spent on gas, grocery, and drugstore purchases for up to $12,500 spent on your card in the first 6 months
-No annual fee
-0% intro APR on purchases and balance transfers for 15 months
-Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Accident Insurance, Travel and Emergency Assistance Services, Cell Phone Protection

Cons:

-Earn 1 point for every $1 spent on everything else
-You have 5 years to use the points you earn
-Cannot apply if you’ve opened a Wells Fargo credit card in the past 6 months
-No intro bonus
-May not be eligible for the intro APR or bonus rewards if you’ve opened a Wells Fargo Credit Card within the last 15 months
-3% foreign transaction fee

WELLS FARGO PLATINUM CARD

Pros:

-No annual fee
-0% intro APR on purchases and balance transfers for 18 months
-Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel Accident Insurance, Travel and Emergency Assistance Services, Cell Phone Protection

Cons:

-No intro bonus or point accrual
-Cannot apply if you’ve opened a Wells Fargo credit card in the past 6 months
-May not be eligible for the intro APR or bonus rewards if you’ve opened a Wells Fargo Credit Card within the last 15 months
-3% foreign transaction fee

WELLS FARGO CASH BACK COLLEGE

Pros:

-Earn 3% cash back for every $1 spent on gas, grocery, and drugstore purchases up to $2,500 in purchases in the first 6 months
-No annual fee
-0% intro APR on purchases and balance transfers for 6 months
-Auto Rental Collision Damage Waiver, Roadside Dispatch, Travel and Emergency Assistance Services, Cell Phone Protection

Cons:

-No intro bonus
-1% cash back on everything else
-Cannot apply if you’ve opened a Wells Fargo credit card in the past 6 months
-May not be eligible for the intro APR or bonus rewards if you’ve opened a Wells Fargo Credit Card within the last 15 months
-3% foreign transaction fee